Credit Operation Senior Officer

Join PT Bussan Auto Finance as a Credit Operation Senior Officer and take your career to the next level. We are looking for a detail-oriented and analytical professional to lead our credit analysis and operations team. In this pivotal role, you will be responsible for overseeing the credit risk assessment process, managing credit policies, and ensuring compliance with regulatory requirements. Based in Jakarta Raya, you will work closely with our team to deliver exceptional service to our customers and drive the growth of our business.

PT Bussan Auto Finance is a leading player in the automotive financing industry, offering a wide range of financial solutions to our customers. With a strong commitment to innovation and customer satisfaction, we are dedicated to providing the best possible experience for our clients. As a Credit Operation Senior Officer, you will have the opportunity to work with cutting-edge tools and technologies, such as SAP and Oracle, to streamline our credit operations and improve our decision-making processes.

If you are a highly skilled and experienced professional with a proven track record in credit analysis and operations, we invite you to join our team and help us shape the future of PT Bussan Auto Finance.

📋 Tanggung Jawab Pekerjaan

• Oversee the credit risk assessment process, including data collection, analysis, and reporting.
• Develop and implement credit policies and procedures to ensure compliance with regulatory requirements.
• Manage and monitor credit portfolios, identifying potential risks and opportunities.
• Conduct regular reviews of credit applications and existing accounts to assess creditworthiness.
• Collaborate with internal teams, such as collections and risk management, to ensure a cohesive approach to credit operations.
• Utilize SAP and Oracle to streamline credit operations and improve decision-making processes.
• Provide training and mentorship to junior team members to ensure a high level of expertise and performance.
• Stay up-to-date with industry trends and best practices in credit analysis and operations.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 5 years of experience in credit analysis and operations, with a proven track record of success.
• Strong knowledge of credit risk assessment, credit scoring, and credit policy development.
• Proficiency in using SAP and Oracle for credit operations.
• Excellent analytical and problem-solving skills, with the ability to make data-driven decisions.
• Strong communication and interpersonal skills, with the ability to work effectively with cross-functional teams.
• Certification in credit analysis or risk management is a plus.
• Fluency in English and Bahasa Indonesia.

🛠️ Keahlian

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